“If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” – Samuel Adams

Archive for January 2nd, 2012

Your Portfolio Needs Rebalancing

Your Portfolio Needs Rebalancing

Most investors do not have a balanced portfolio. They look for investments with little to no risk that still provide great rates of return. And by chasing this elusive chimera they miss the easy money they could make from having a good asset allocation in the first place and rebalancing it periodically. To have a balanced portfolio, you must know your asset categories and what percentage of your portfolio to put in each one. Without such a plan, your portfolio is automatically out of balance.

‘No email is worth a human life’

'No email is worth a human life'

Will South Dakota go along with the recommendation of the federal safety investigators to ban cellphone use for all vehicle drivers? That is a question our legislature will have to deal with in the upcoming session that gets underway next week. As of now, our state is one of nine states with no laws prohibiting cellphone use i.e. texting, or talking behind the wheel. Is this about to change?